Whether your child is only 2, or already 12, you want to make sure that they have the tools they need to be able to survive independently. Currently, it may not be clear when they will fly the nest, either for college, or simply to live away from the family home. By teaching them some basic skills, and putting your own preparations into place, you can give them a helping hand that will make the transition from child to adult that bit easier, while still reassuring them that you are there to help them through this journey.
Junior ISAs
Putting aside money for your child to access when they reach adulthood can be a wonderful way of preparing for their life ahead, without putting yourself out of pocket. Setting up a junior ISA account allows you to make contributions that are affordable to you. This can be done on a repeat basis, with money taken out of your account each week or month, or simply left for you to make deposits when you choose. One of the main benefits of the junior ISA is that, as soon as money is deposited, it becomes your child’s, meaning nobody can try and take it from them, however, they will not be able to access the money until the age specified on the account terms.
Cooking
As much as we see young adults eating takeaways and going to restaurants in movies, real life isn’t like that. For your child to be able to put money aside to buy their own home, or even create a family themselves, they will need to understand how best to save money. One way of doing this is to eat home cooked food. In addition to the savings, your child will also be able to get the correct nutrients that their body needs. Teaching your child some simple, cheap recipes when they are young will give them the knowledge base they need to cook their own food once they no longer live with you.
Cleaning
Another aspect of independent living that your child may benefit from learning is how to keep their home clean. Even though your child may hate taking part in chores now, they will most likely be grateful for the skills you have given them later on in life. At the very least, it is crucial that you teach your child how to hoover, mop, wipe and dust the surfaces of the home, and be able to successfully clean their clothes, so that they can look presentable and live in a way that minimizes the likelihood of germs and bacteria spreading and causing illnesses.
Taking the time to help your child in their younger years can make it easier for them when they do eventually live alone. By reminding them that, when the time comes, they can always come to you for further advice, you can help to create an independent and confident individual who will thrive living outside the family home.
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